Term deposits
Pick the term that suits you best from 3 or 6 months and enjoy competitive rates fixed for the duration of the term. The longer you leave your money with Rakuten Europe Bank, the higher the interest rate will be.
It is hassle-free: we will automatically roll-over1 your deposit at the maturity date and capitalize your interest for greater revenue build-up.
You are obviously free to let us know if you want to terminate; interest obtained from completed terms are yours in all cases.
Should you wish to withdraw before the term, we will return your principal deposit but the interest for the incomplete period will be lost.
More details
Terms & conditions
- Full transparency: fixed rated, fixe term, you choose!
- Capital fully guaranteed
- You can open as many term deposits accounts as you wish ( within the limits of min 1K€ and max 100K€ per deposit)
- Deposits should be made by electronic transfer from your corporate account in another bank in Europe
- Additional funds can only be added whilst the deposit window is open
- No withdrawals or transfers are allowed until maturity without foregoing the accrued interests for the period
- 3 months terms deposits can be rolled over up to 3 times for the same term. 6 months deposits can only be automatically rolled-over once.
- Once the deposit window has closed, we can’t accept any further deposits on the same contract
1 Limitations apply : up to 3 times for 3 months term deposits and only one more additional period for 6 months deposits.
